A child may have one or several types of intelligence. You can
understand your child better by knowing what types of intelligence that
your child has. This will enable you to find out what kind of activities
are suitable for your child so as to help your child to learn better
and faster. I have done a research in the internet and have found that
there are about seven types of intelligence.
Visual-Spatial
Doing puzzles, reading, writing, drawing, visual arts, having a good sense of direction, designing objects, fixing things
Verbal- Linguistic
Speaking, storytelling, writing, listening, using humour, remembering information, using language cleverly
Logical-Mathematical
Problem solving, categorizing classifying, working with geometric shapes
Bodily-Kinaesthetic
Dancing, sports, acting, anything requiring physical coordination, creating with hands
Musical-Rhythmic
Singing, playing musical instruments, composing music
Interpersonal
Able
to see other's point of view, listening, able to pick up on cues from
others, good at forming good relations with other people, conflict
resolution; good leaders
Intrapersonal
Figuring out their own strengths and weaknesses, analyzing, understanding themselves and how they relate to others
Bang for Bucks
Best way to thrash inflation.
Wednesday, September 12, 2012
Sunday, August 14, 2011
Starting a Business vs Going into Finance
Starting a business appears to be the next cool thing to say, as a counterpoint to folks looking to get into finance. But when you ask, am not sure if you have fully thought thru the question yourself, instead if simply asking as a throwaway line.
It's definitely easier to talk about going into business than actually doing so, and most people that actually talk about it never take the first step towards it. First of all, its a huge financial risk. Most people who talk about going into business think of restaurant or retail shop ie stuff they are familiar with. That's the worst kind of business - super competitive and very high capital requirements of $200k to 500k, which you can lose in less than 6 months if the business fails. I've seen a few friends fail and lose 20 years of savings in 6 months and take 10 years to recover. Either that it you lose money from trusted family and friends.
Either that or you can choose a low capital business such as trading or real estate , but earnings are super volatile and most will struggle along for years potentially never getting rich.
Of course, I have a friend who went into his fathers business, is now CEO and has a collection of sports cars now. I also know of a few business men from the older generation that got rich of government concessions in Indonesia, but money is almost never clean.
So the notion of starting a business is romantic, buffeted by examples we all have of less educated friends who have made it very big in business, after starting from scratch. But if you turn a critical and objective eye to it, I have to concede that its not all roses. most (but obviously not all) successful business men either have a head start either via a family business, family money, family contacts or by being very agile in a fast changing market by doing stuff that's not clearly legal (Indonesia example above or new money from China or Russia).
Striving to get into finance is not easy, but its a risk free way of potentially becoming rich (albeit on a much smaller scale than a successful business man). No one ever said that getting rich is easy anyways ...
It's definitely easier to talk about going into business than actually doing so, and most people that actually talk about it never take the first step towards it. First of all, its a huge financial risk. Most people who talk about going into business think of restaurant or retail shop ie stuff they are familiar with. That's the worst kind of business - super competitive and very high capital requirements of $200k to 500k, which you can lose in less than 6 months if the business fails. I've seen a few friends fail and lose 20 years of savings in 6 months and take 10 years to recover. Either that it you lose money from trusted family and friends.
Either that or you can choose a low capital business such as trading or real estate , but earnings are super volatile and most will struggle along for years potentially never getting rich.
Of course, I have a friend who went into his fathers business, is now CEO and has a collection of sports cars now. I also know of a few business men from the older generation that got rich of government concessions in Indonesia, but money is almost never clean.
So the notion of starting a business is romantic, buffeted by examples we all have of less educated friends who have made it very big in business, after starting from scratch. But if you turn a critical and objective eye to it, I have to concede that its not all roses. most (but obviously not all) successful business men either have a head start either via a family business, family money, family contacts or by being very agile in a fast changing market by doing stuff that's not clearly legal (Indonesia example above or new money from China or Russia).
Striving to get into finance is not easy, but its a risk free way of potentially becoming rich (albeit on a much smaller scale than a successful business man). No one ever said that getting rich is easy anyways ...
Tuesday, June 28, 2011
Saturday, June 25, 2011
Don't Chase Money
I wouldn't want to be rich.
I just want to be successful.
Many people embark on the wrong journey of working for money.
And working for all the wrong and senseless goals.
I can be successful, but poor at the same time.
Money comes and go, but not ideas and spirit.
Work on what you like to do. And excel in it.
Only then will success, wealth and happiness come your way.
I just want to be successful.
Many people embark on the wrong journey of working for money.
And working for all the wrong and senseless goals.
I can be successful, but poor at the same time.
Money comes and go, but not ideas and spirit.
Work on what you like to do. And excel in it.
Only then will success, wealth and happiness come your way.
Saturday, May 21, 2011
An American investment banker and the Mexican
An American investment banker was at the pier of a small coastal Mexican village when a small boat with just one fisherman docked. Inside the small boat were several large yellow fin tuna. The American complimented the Mexican on the quality of his fish and asked how long it took to catch them.
The Mexican replied, "only a little while."
The American then asked why didn't he stay out longer and catch more fish?
The Mexican said he had enough to support his family's immediate needs.
The American then asked, "but what do you do with the rest of your time?"
The Mexican fisherman said, "I sleep late, fish a little, play with my children, take siesta with my wife, Maria, stroll into the village each evening where I sip wine and play guitar with my amigos, I have a full and busy life."
The American scoffed, "I am a Harvard MBA and could help you. You should spend more time fishing and with the proceeds, buy a bigger boat with the proceeds from the bigger boat you could buy several boats, eventually you would have a fleet of fishing boats. Instead of selling your catch to a middleman you would sell directly to the processor, eventually opening your own cannery. You would control the product, processing and distribution. You would need to leave this small coastal fishing village and move to Mexico City, then LA and eventually NYC where you will run your expanding enterprise."
The Mexican fisherman asked, "But, how long will this all take?"
To which the American replied, "15-20 years."
"But what then?"
The American laughed and said that's the best part. "When the time is right you would announce an IPO and sell your company stock to the public and become very rich, you would make millions."
"Millions.. Then what?"
The American said, "Then you would retire. Move to a small coastal fishing village where you would sleep late, fish a little, play with your kids, take siesta with your wife, stroll to the village in the evenings where you could sip wine and play your guitar with your amigos."
The Mexican replied, "only a little while."
The American then asked why didn't he stay out longer and catch more fish?
The Mexican said he had enough to support his family's immediate needs.
The American then asked, "but what do you do with the rest of your time?"
The Mexican fisherman said, "I sleep late, fish a little, play with my children, take siesta with my wife, Maria, stroll into the village each evening where I sip wine and play guitar with my amigos, I have a full and busy life."
The American scoffed, "I am a Harvard MBA and could help you. You should spend more time fishing and with the proceeds, buy a bigger boat with the proceeds from the bigger boat you could buy several boats, eventually you would have a fleet of fishing boats. Instead of selling your catch to a middleman you would sell directly to the processor, eventually opening your own cannery. You would control the product, processing and distribution. You would need to leave this small coastal fishing village and move to Mexico City, then LA and eventually NYC where you will run your expanding enterprise."
The Mexican fisherman asked, "But, how long will this all take?"
To which the American replied, "15-20 years."
"But what then?"
The American laughed and said that's the best part. "When the time is right you would announce an IPO and sell your company stock to the public and become very rich, you would make millions."
"Millions.. Then what?"
The American said, "Then you would retire. Move to a small coastal fishing village where you would sleep late, fish a little, play with your kids, take siesta with your wife, stroll to the village in the evenings where you could sip wine and play your guitar with your amigos."
Visual Basic (VB) write to text file
Dim FILE_NAME as String = "C:\my text file.txt"
Dim myText as String = "Hello World"
Dim fileWriter As New System.IO.StreamWriter(FILE_NAME)
fileWriter.WriteLine(myText)
objWriter.Close()
Dim myText as String = "Hello World"
Dim fileWriter As New System.IO.StreamWriter(FILE_NAME)
fileWriter.WriteLine(myText)
objWriter.Close()
Visual Basic code: Enabling Select All function in TextBox
For VB developers:
If you're using System.Windows.Form.Text, you might notice that press Ctrl+A does not enable the select all function to select all text in the text box. This function needs to be coded:
Object, ByVal _
e As System.Windows.Forms.KeyPressEventArgs) Handles _
TextBox2.KeyPress
If e.KeyChar = Convert.ToChar(1) Then
DirectCast(sender, TextBox).SelectAll()
e.Handled = True
End If
End Sub
If you're using System.Windows.Form.Text, you might notice that press Ctrl+A does not enable the select all function to select all text in the text box. This function needs to be coded:
Object, ByVal _
e As System.Windows.Forms.KeyPressEventArgs) Handles _
TextBox2.KeyPress
If e.KeyChar = Convert.ToChar(1) Then
DirectCast(sender, TextBox).SelectAll()
e.Handled = True
End If
End Sub
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